As winter approaches, it's natural to feel concerned about keeping your home safe and warm. Taking a few proactive steps now can prevent stress and costly insurance claims later. Here are some practical tips to prepare your home for the colder months.

Seal Gaps Around Windows and Doors

A classic but effective way to retain heat and reduce energy bills is by sealing gaps. Use weatherstripping or caulk to cover any openings.

Update Smart Thermostat Settings

Modern smart thermostats adjust automatically to reduce energy waste. Set it between 68°F and 70°F while home for optimal comfort and savings.

Insulate Exposed Pipes

Prevent freezing and bursting, especially in basements or exterior walls, by insulating your pipes. This simple step can save you a lot of trouble.

Boost Indoor Air Quality

Consider using HEPA filters for viruses and particles, or MERV 13+ for dust and allergens, either in HVAC systems or portable units to keep your indoor air clean.

Clean Out Gutters

Prevent ice dams and water backup by clearing out leaves and debris. This will help your home withstand heavy snow and rain.

Schedule a Heating System Checkup

An annual inspection can avoid surprise breakdowns during cold snaps. Ensure your system is ready for the winter workload.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables. This will streamline potential insurance claims and provide peace of mind.

Clear and Check Solar Panels

Activate winter modes and regularly clear snow post-storm to maintain efficiency and energy output.

Even taking a few of these steps can make a significant difference in protecting your home during winter. It's never too late to get started. We invite you to review your homeowners insurance policy with us, especially if you're unsure what's covered during winter weather events.